Sunday, August 14, 2016

Market Efficiency

In economics, theory states that perfect information is needed for perfect competition and market efficiency. What happened with the financial crisis, didn't anybody notice the problems? Was the media able to air and publish their findings, or allowed to investigate in the first place?

In securities markets, quality information is required for the markets to function optimally. Without this, there will be volatility and abnormal adjustments. Traditionally, insiders were usually the most likely to make the largest gains through insider trading. Today, the web is lacking in accurate information and functionality (i.e. DNS). Other media seems to be conveying less than perfect information.

When evaluating securities, securities analysts take into consideration all relative information, including economic and company information, when making valuations and buy/sell recommendations. Individual investors need access to this information as well. There are probably very sophisticated pricing models used by some. Does the public have any idea what these programs show?

For markets to work efficiently, there needs to be transparency. The media needs to be able to air and publish their findings. And, people need equal access to data. Today, phishing is a concern and could be used for censorship. Are production, productivity and service levels there?


Market Efficiency


Monday, August 1, 2016

Phishing - Promotion and Payment

Phishing activity is usually facilitated through the use of promotional techniques. Some software companies deal with a lot of profiling and advertising. This newer technology coupled with information can be used to encourage people to act in certain, desired ways. A company or organization can determine personal details including vulnerabilities, interests, personality types, habits, backgrounds, religious preferences, sexual orientations, financial situations, hobbies, lifestyles, and wants and utilize this information. A person's online behavior, such as search history, can be very revealing.

A famous saying is "everyone has their price." Not everyone, but that is something people need to consider. Companies and organizations can be crossing an ethical and legal line when it comes to this. And, people shouldn't allow them to do this when it has negative social and economic outcomes.

The payment part is pretty sketchy. Someone might receive a text and then go to some obscure URL and register to win a prize or something. There's probably a lot of cash floating around that is unaccounted for. Local and international shell companies are probably utilized. Gifts, trades, and exchanges are always options. These deals must be shady enough that they aren't gaining the attention they deserve.


Phishing - Promotion and Payment